Owner Financing Terms
Simple, straightforward land financing — no banks, no credit checks, no realtors.
$150
Flat closing fee (all counties)
3 Years
Standard term length
$500
Seller match on extra principal at close
How It Works
- Choose a property and submit a purchase request.
- Pay the down payment listed on each property — no two are the same.
- Pay a flat $150 closing fee to cover deed preparation, notarization, and county recording.
- The remaining balance is split into 36 equal monthly payments.
- Title transfers free and clear once all payments are completed.
Principal Match Incentive
Pay extra principal toward the balance at closing and we'll match you dollar-for-dollar up to $500. This reduces your monthly payments and total interest paid — our way of rewarding serious buyers.
Requirements
- No credit check — we don't pull your credit.
- No background check required.
- Valid government-issued ID required for deed/notarization.
- Payments via ACH bank transfer (processed securely).
What You Get
- A signed Purchase and Sale Agreement (PSA) via Documenso.
- Full due diligence materials: plat maps, tax records, photos, terrain data.
- County-recorded Warranty Deed upon completion.
- Direct point of contact — no middlemen.